Cost of Home Care in Cherry Hill & South Jersey

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How Much Does Home Care Cost?

One of the first questions families ask when exploring care for a loved one is : “How much does home care cost?”

In Cherry Hill and throughout South Jersey, professional non-medical home care services typically range between $35 and $45 per hour, depending on the level of assistance needed, the schedule of care, and the complexity of a person’s needs.

At Home To Stay, we focus on personalized care that helps older adults remain safe, comfortable, and independent in the place they know best — home. Our team works closely with families to create flexible care plans that support daily routines, maintain independence, and provide peace of mind.

Serving Families Across South New Jersey

From Camden to Cumberland, we provide trusted in-home care across Burlington, Camden, Gloucester and Salem Counties.

Our Home Care Rates

We believe families deserve clear, transparent information when planning for care.

Starting rates for our services are:

Service Starting Rate
Companion Support Starting at $34.95 per hour
Personal Care Assistance Starting at $36.95 per hour
Specialized Dementia & Cognitive Care Starting at $39.95 per hour
Live-In Care Starting at $365 per day
Specialized Dementia & Cognitive Live-In Care Starting at $400 per day
Weekend care: + $2 per hour  

Rates may vary depending on:

  •  The number of hours scheduled
  • Level of assistance required
  • Weekend or holiday coverage
  • Specialized care needs

During an initial consultation, our team helps determine the level of care that best supports your loved one.

Minimum Care Requirements

To ensure meaningful support and caregiver consistency, Home To Stay maintains the following scheduling
minimums:

  •  4-hour minimum per visit
  •  12-hour weekly minimum for clients

These minimums allow caregivers to build strong relationships with clients and provide consistent, reliable care.

Many families begin with 12–20 hours of care per week, then increase support as needs change.

Types of Home Care Services We Provide

Home To Stay offers several types of in-home care services depending on the level of support needed.
Our care plans may include:

Companion Support
Help with everyday activities, companionship, meal preparation, errands, and light household tasks.

Personal Care Assistance
Hands-on help with bathing, dressing, mobility, and other activities of daily living.

Specialized Dementia & Cognitive Care
Structured care designed for individuals experiencing memory loss, Alzheimer’s disease, or other cognitive conditions.

Live-in care is also available for individuals who require more continuous supervision or assistance.

You can learn more about each service here:

Example Care Plans & Estimated Monthly Costs

Every family’s needs are different, but the examples below illustrate common care schedules.

Care Schedule Estimated Monthly Cost
12 hours per week (minimum care plan) ~$1,760
20 hours per week ~$2,950
40 hours per week ~$5,900
Live-In Care Starting around ~$10,950 per month

Estimates are based on starting hourly rates and typical monthly schedules. Care plans are customized to each family’s needs.

Comparing the Cost of Home Care

Many families are surprised to learn that home care can provide greater flexibility and comfort than facility-based care.

Typical monthly costs in the region include:

Care Option Typical Monthly Cost
In-Home Care (20 hrs/week) ~$2,900
In-Home Care (40 hrs/week) ~$5,900
Assisted Living $7,500 – $10,000+
Memory Care $9,000 – $12,000+
Skilled Nursing Facility $10,500 – $15,000+

Home care allows individuals to remain in familiar surroundings while receiving only the level of support they need.

Home Care vs Assisted Living: Which Is Right for Your Family?

Families in Cherry Hill and throughout South Jersey often compare in-home care with assisted living communities when deciding how to support a loved one.

Both options provide valuable support but offer very different living experiences.

Home Care Assisted Living
Care provided in the comfort of your own home Move to a residential community
Flexible schedules based on individual needs Fixed services and routines
One-on-one caregiver attention Shared staff supporting many residents
Maintain familiar surroundings Adjustment to a new environment

For many families, home care provides the ability to maintain independence while receiving the support needed to remain safe.

Ways Families Pay for Home Care

Home care services are typically paid privately, but several options may help offset costs.

Common payment sources include:

  •  Private Pay
  • Long-Term Care Insurance
  • VA Aid & Attendance Benefits
  • Family-funded care arrangements

For families with long-term care insurance, Home To Stay can often accept assignment of benefits, allowing insurance payments to be sent directly to our agency rather than requiring families to pay out of pocket and wait for reimbursement.

Because every policy is different, our team helps families:

  • Verify policy eligibility
  • Submit required documentation
  • Coordinate billing with insurance providers when possible

For our veterans, Home To Stay works with experienced veteran benefits advisors who specialize in assisting families with the VA Aid & Attendance application process.

This support helps simplify the process and reduce administrative stress.

Home Care Services in Cherry Hill & South Jersey

Home To Stay proudly supports families throughout:

  • Cherry Hill
  • Moorestown 
  • Marlton
  • Haddonfield
  • Voorhees
  • Mount Laurel
  • Medford
  • Collingswood
  • Washington Township
  • Sewell

and surrounding communities across Camden County, Burlington County, Gloucester County and Salem County.

As a locally operated home care provider, we understand the needs of families throughout the South Jersey region and work closely with local healthcare providers, rehabilitation centers, and senior communities.

Frequently Asked Questions About Home Care Costs

How much does home care cost per hour in New Jersey?
Most non-medical home care agencies in New Jersey charge between $35 and $45 per hour, depending on the level of care required and the schedule of services.

How many hours of home care do most families need?
Many families begin with 12–20 hours of care per week, then increase support as needs change. Home To Stay maintains a 4-hour minimum per visit and a 12-hour weekly minimum to ensure consistent care.

Is home care cheaper than assisted living?
In many situations, yes. Assisted living communities in New Jersey often cost $7,500–$10,000+ per month, while memory care may range from $9,000–$12,000+ per month. Home care allows families to schedule only the hours of care they need.

Does long-term care insurance cover home care?
Many long-term care insurance policies reimburse for in-home care services. Our team can assist families with documentation and billing support.

Can VA benefits help cover the cost of home care?
Some veterans may qualify for home care services through the VA Community Care program, which allows eligible veterans to receive care from approved providers in their local community.

In some cases, veterans or surviving spouses may also qualify for the VA Aid & Attendance benefit, which provides financial assistance that can help offset the cost of care.

Our team can help connect families with the appropriate VA resources to determine eligibility.

Talk With Our Care Team

Every family’s situation is different. If you’re exploring home care or trying to understand what level of support may be helpful, our team is here to help guide you.

We’re happy to talk through your situation, answer questions, and help you understand what options may be
available.

Call (856) 321-1500 or email info@hometostay.com

Proudly serving families throughout Cherry Hill and the surrounding South Jersey communities.

Serving South  New Jersey

Burlington County, Camden County, Gloucester County and Salem County

Know a family navigating dementia care? We’re here to help. Reach out to info@hometostay.com or call (856) 321-1500.